Call reports 2011
LAUDERDALE COUNTY BANK, THE — 2011
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,060,000 | 43,733,000 | 44,718,000 | 45,440,000 |
| Total loans | 23,191,000 | 22,635,000 | 22,361,000 | 22,429,000 |
| Allowance for loan losses | 239,000 | 239,000 | 248,000 | 258,000 |
| Securities available for sale | 9,674,000 | 11,284,000 | 11,496,000 | 11,848,000 |
| Securities held to maturity | 577,000 | 566,000 | 351,000 | 341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,428,000 | 38,902,000 | 39,732,000 | 40,477,000 |
| Interest-bearing deposits | 32,035,000 | 32,679,000 | 32,780,000 | 33,028,000 |
| Noninterest-bearing deposits | 6,393,000 | 6,223,000 | 6,952,000 | 7,449,000 |
| Equity capital | 4,090,000 | 4,249,000 | 4,358,000 | 4,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,057,000 | 1,577,000 | 2,087,000 |
| Interest expense | 131,000 | 244,000 | 353,000 | 451,000 |
| Net interest income | 407,000 | 813,000 | 1,224,000 | 1,636,000 |
| Noninterest income | 58,000 | 120,000 | 186,000 | 248,000 |
| Noninterest expense | 386,000 | 780,000 | 1,171,000 | 1,570,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 70,000 | 135,000 | 212,000 | 278,000 |
| Income tax | 0 | 0 | 0 | 54,000 |
| Net income | 70,000 | 135,000 | 212,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,910,000 | 3,976,000 | 4,022,000 | 4,038,000 |
| Total capital | 4,149,000 | 4,215,000 | 4,270,000 | 4,296,000 |
| Risk-weighted assets | 25,260,000 | 25,014,000 | 25,115,000 | 24,864,000 |