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Call reports 2009

LAUDERDALE COUNTY BANK, THE — 2009

What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/67d461a5-0554-4333-bfbb-8d924f311db5/2009

Balance sheet

What the bank holds and owes at quarter end

Measure2009Q12009Q22009Q32009Q4
Total assets42,617,00040,261,00039,643,00042,093,000
Total loans19,510,00020,182,00021,099,00020,946,000
Allowance for loan losses281,000266,000198,000216,000
Securities available for sale11,503,00010,763,00010,500,00010,285,000
Securities held to maturity728,000705,000684,000663,000
Trading assets0000
Total deposits37,815,00035,594,00034,502,00037,517,000
Interest-bearing deposits31,837,00029,790,00029,631,00031,078,000
Noninterest-bearing deposits5,978,0005,804,0004,871,0006,439,000
Equity capital4,082,0003,955,0004,297,0003,766,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2009Q12009Q22009Q32009Q4
Interest income605,0001,143,0001,675,0002,222,000
Interest expense204,000389,000557,000716,000
Net interest income401,000754,0001,118,0001,506,000
Noninterest income75,000151,000239,000297,000
Noninterest expense389,000806,0001,200,0001,595,000
Provision for loan losses000293,000
Pretax income87,00049,000121,000-121,000
Income tax3,0007,00010,000-33,000
Net income84,00042,000111,000-88,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2009Q12009Q22009Q32009Q4
Tier 1 capital3,921,0003,854,0003,923,0003,536,000
Total capital4,202,0004,120,0004,121,0003,752,000
Risk-weighted assets23,932,00023,987,00024,660,00024,988,000

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