Call reports 2008
LAUDERDALE COUNTY BANK, THE — 2008
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,224,000 | 40,636,000 | 40,644,000 | 40,935,000 |
| Total loans | 19,545,000 | 19,731,000 | 19,906,000 | 19,979,000 |
| Allowance for loan losses | 273,000 | 297,000 | 274,000 | 280,000 |
| Securities available for sale | 12,202,000 | 12,629,000 | 11,070,000 | 11,693,000 |
| Securities held to maturity | 796,000 | 773,000 | 757,000 | 743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,565,000 | 36,136,000 | 35,406,000 | 36,127,000 |
| Interest-bearing deposits | 31,422,000 | 31,043,000 | 30,935,000 | 30,868,000 |
| Noninterest-bearing deposits | 5,143,000 | 5,093,000 | 4,471,000 | 5,259,000 |
| Equity capital | 3,782,000 | 3,636,000 | 3,869,000 | 3,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,299,000 | 1,896,000 | 2,490,000 |
| Interest expense | 290,000 | 552,000 | 789,000 | 1,009,000 |
| Net interest income | 362,000 | 747,000 | 1,107,000 | 1,481,000 |
| Noninterest income | 80,000 | 175,000 | 275,000 | 362,000 |
| Noninterest expense | 389,000 | 786,000 | 1,178,000 | 1,579,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 48,000 | 131,000 | 204,000 | 264,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 75,000 |
| Net income | 47,000 | 128,000 | 199,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,718,000 | 3,799,000 | 3,870,000 | 3,837,000 |
| Total capital | 3,991,000 | 4,084,000 | 4,144,000 | 4,117,000 |
| Risk-weighted assets | 22,985,000 | 22,774,000 | 23,107,000 | 23,193,000 |
Machine access — free, no API key
Every figure shown here about LAUDERDALE COUNTY BANK, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.