Call reports 2007
LAUDERDALE COUNTY BANK, THE — 2007
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,218,000 | 40,579,000 | 40,283,000 | 41,332,000 |
| Total loans | 19,673,000 | 19,684,000 | 20,070,000 | 19,331,000 |
| Allowance for loan losses | 292,000 | 308,000 | 312,000 | 268,000 |
| Securities available for sale | 12,548,000 | 12,273,000 | 13,195,000 | 13,251,000 |
| Securities held to maturity | 870,000 | 853,000 | 833,000 | 816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,724,000 | 36,225,000 | 35,644,000 | 36,664,000 |
| Interest-bearing deposits | 28,537,000 | 30,941,000 | 30,822,000 | 31,623,000 |
| Noninterest-bearing deposits | 5,187,000 | 5,284,000 | 4,822,000 | 5,041,000 |
| Equity capital | 3,427,000 | 3,278,000 | 3,544,000 | 3,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,294,000 | 1,961,000 | 2,629,000 |
| Interest expense | 277,000 | 561,000 | 861,000 | 1,168,000 |
| Net interest income | 365,000 | 733,000 | 1,100,000 | 1,461,000 |
| Noninterest income | 104,000 | 184,000 | 260,000 | 352,000 |
| Noninterest expense | 374,000 | 759,000 | 1,145,000 | 1,528,000 |
| Provision for loan losses | 22,000 | 40,000 | 50,000 | 60,000 |
| Pretax income | 73,000 | 118,000 | 165,000 | 225,000 |
| Income tax | 0 | 0 | 0 | 60,000 |
| Net income | 73,000 | 118,000 | 165,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,601,000 | 3,646,000 | 3,693,000 | 3,671,000 |
| Total capital | 3,877,000 | 3,932,000 | 3,982,000 | 3,939,000 |
| Risk-weighted assets | 22,100,000 | 22,858,000 | 23,110,000 | 22,912,000 |
Machine access — free, no API key
Every figure shown here about LAUDERDALE COUNTY BANK, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.