Call reports 2005
LAUDERDALE COUNTY BANK, THE — 2005
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,892,000 | 37,129,000 | 37,124,000 | 38,279,000 |
| Total loans | 19,647,000 | 19,211,000 | 19,357,000 | 19,231,000 |
| Allowance for loan losses | 339,000 | 334,000 | 351,000 | 362,000 |
| Securities available for sale | 11,644,000 | 11,873,000 | 11,675,000 | 11,741,000 |
| Securities held to maturity | 1,098,000 | 1,052,000 | 1,020,000 | 990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,508,000 | 32,531,000 | 32,545,000 | 34,018,000 |
| Interest-bearing deposits | 29,316,000 | 28,423,000 | 28,183,000 | 29,028,000 |
| Noninterest-bearing deposits | 4,192,000 | 4,108,000 | 4,362,000 | 4,990,000 |
| Equity capital | 2,915,000 | 3,085,000 | 3,056,000 | 2,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,184,000 | 1,727,000 | 2,308,000 |
| Interest expense | 197,000 | 409,000 | 630,000 | 874,000 |
| Net interest income | 387,000 | 775,000 | 1,097,000 | 1,434,000 |
| Noninterest income | 65,000 | 136,000 | 194,000 | 256,000 |
| Noninterest expense | 372,000 | 743,000 | 1,115,000 | 1,489,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 65,000 | 138,000 | 131,000 | 151,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 37,000 |
| Net income | 64,000 | 137,000 | 129,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,170,000 | 3,223,000 | 3,206,000 | 3,128,000 |
| Total capital | 3,445,000 | 3,493,000 | 3,481,000 | 3,408,000 |
| Risk-weighted assets | 21,935,000 | 21,554,000 | 21,916,000 | 22,321,000 |
Machine access — free, no API key
Every figure shown here about LAUDERDALE COUNTY BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.