Call reports 2004
LAUDERDALE COUNTY BANK, THE — 2004
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,391,000 | 36,470,000 | 36,291,000 | 38,845,000 |
| Total loans | 19,337,000 | 19,310,000 | 19,612,000 | 19,530,000 |
| Allowance for loan losses | 295,000 | 314,000 | 278,000 | 310,000 |
| Securities available for sale | 12,280,000 | 11,778,000 | 10,847,000 | 11,904,000 |
| Securities held to maturity | 79,000 | 68,000 | 1,142,000 | 1,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,861,000 | 32,289,000 | 31,802,000 | 34,459,000 |
| Interest-bearing deposits | 29,691,000 | 28,672,000 | 27,861,000 | 29,594,000 |
| Noninterest-bearing deposits | 4,170,000 | 3,617,000 | 3,941,000 | 4,865,000 |
| Equity capital | 3,080,000 | 2,724,000 | 3,006,000 | 2,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,127,000 | 1,688,000 | 2,266,000 |
| Interest expense | 192,000 | 374,000 | 558,000 | 748,000 |
| Net interest income | 386,000 | 753,000 | 1,130,000 | 1,518,000 |
| Noninterest income | 74,000 | 143,000 | 163,000 | 219,000 |
| Noninterest expense | 377,000 | 755,000 | 1,120,000 | 1,499,000 |
| Provision for loan losses | 15,000 | 30,000 | -5,000 | 25,000 |
| Pretax income | 63,000 | 61,000 | 106,000 | 141,000 |
| Income tax | 3,000 | 8,000 | 12,000 | 48,000 |
| Net income | 60,000 | 53,000 | 94,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,102,000 | 3,095,000 | 3,116,000 | 3,117,000 |
| Total capital | 3,372,000 | 3,364,000 | 3,386,000 | 3,395,000 |
| Risk-weighted assets | 21,577,000 | 21,477,000 | 21,575,000 | 22,183,000 |
Machine access — free, no API key
Every figure shown here about LAUDERDALE COUNTY BANK, THE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.