Call reports 2017
INTERCONTINENTAL BANK — 2017
What INTERCONTINENTAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 154,897,000 | 154,261,000 | 151,561,000 | 149,343,000 |
| Total loans | 68,688,000 | 73,138,000 | 75,240,000 | 75,455,000 |
| Allowance for loan losses | 476,000 | 475,000 | 550,000 | 533,000 |
| Securities available for sale | 45,214,000 | 44,799,000 | 43,855,000 | 43,477,000 |
| Securities held to maturity | 19,456,000 | 19,423,000 | 17,507,000 | 15,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,323,000 | 133,344,000 | 130,173,000 | 128,320,000 |
| Interest-bearing deposits | 96,179,000 | 93,716,000 | 93,314,000 | 92,654,000 |
| Noninterest-bearing deposits | 38,144,000 | 39,628,000 | 36,859,000 | 35,667,000 |
| Equity capital | 19,646,000 | 19,925,000 | 20,186,000 | 20,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,081,000 | 3,193,000 | 4,307,000 |
| Interest expense | 209,000 | 422,000 | 646,000 | 882,000 |
| Net interest income | 820,000 | 1,659,000 | 2,547,000 | 3,425,000 |
| Noninterest income | 222,000 | 452,000 | 654,000 | 806,000 |
| Noninterest expense | 770,000 | 1,536,000 | 2,310,000 | 3,120,000 |
| Provision for loan losses | 0 | 0 | -92,000 | -92,000 |
| Pretax income | 272,000 | 575,000 | 983,000 | 1,215,000 |
| Income tax | 100,000 | 215,000 | 369,000 | 582,000 |
| Net income | 172,000 | 360,000 | 614,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,021,000 | 20,208,000 | 20,463,000 | 20,483,000 |
| Total capital | 20,504,000 | 20,685,000 | 21,013,000 | 21,016,000 |
| Risk-weighted assets | 89,832,000 | 92,632,000 | 91,895,000 | 87,591,000 |