Call reports 2016
INTERCONTINENTAL BANK — 2016
What INTERCONTINENTAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 147,525,000 | 148,219,000 | 143,263,000 | 149,963,000 |
| Total loans | 58,051,000 | 58,962,000 | 60,574,000 | 68,302,000 |
| Allowance for loan losses | 502,000 | 500,000 | 491,000 | 493,000 |
| Securities available for sale | 53,098,000 | 50,745,000 | 43,359,000 | 45,393,000 |
| Securities held to maturity | 19,833,000 | 19,799,000 | 19,657,000 | 19,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,235,000 | 125,428,000 | 122,605,000 | 129,781,000 |
| Interest-bearing deposits | 88,934,000 | 85,949,000 | 83,315,000 | 94,060,000 |
| Noninterest-bearing deposits | 38,300,000 | 39,480,000 | 39,290,000 | 35,721,000 |
| Equity capital | 19,395,000 | 19,620,000 | 19,732,000 | 19,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,839,000 | 2,752,000 | 3,741,000 |
| Interest expense | 158,000 | 320,000 | 477,000 | 654,000 |
| Net interest income | 748,000 | 1,519,000 | 2,275,000 | 3,087,000 |
| Noninterest income | 261,000 | 540,000 | 797,000 | 1,044,000 |
| Noninterest expense | 737,000 | 1,500,000 | 2,275,000 | 3,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 578,000 | 816,000 | 1,048,000 |
| Income tax | 109,000 | 217,000 | 301,000 | 391,000 |
| Net income | 182,000 | 361,000 | 515,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,374,000 | 19,552,000 | 19,706,000 | 19,849,000 |
| Total capital | 19,882,000 | 20,057,000 | 20,204,000 | 20,347,000 |
| Risk-weighted assets | 84,182,000 | 84,088,000 | 84,073,000 | 89,078,000 |