Call reports 2015
INTERCONTINENTAL BANK — 2015
What INTERCONTINENTAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,738,000 | 165,059,000 | 164,853,000 | 155,960,000 |
| Total loans | 36,231,000 | 39,168,000 | 44,030,000 | 53,008,000 |
| Allowance for loan losses | 403,000 | 441,000 | 439,000 | 510,000 |
| Securities available for sale | 82,483,000 | 78,991,000 | 75,733,000 | 73,720,000 |
| Securities held to maturity | 15,950,000 | 19,657,000 | 22,403,000 | 19,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,974,000 | 144,474,000 | 144,177,000 | 135,551,000 |
| Interest-bearing deposits | 97,720,000 | 99,420,000 | 98,563,000 | 91,994,000 |
| Noninterest-bearing deposits | 43,253,000 | 45,053,000 | 45,614,000 | 43,557,000 |
| Equity capital | 18,712,000 | 18,949,000 | 19,155,000 | 18,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,660,000 | 2,532,000 | 3,395,000 |
| Interest expense | 174,000 | 343,000 | 512,000 | 671,000 |
| Net interest income | 667,000 | 1,317,000 | 2,020,000 | 2,724,000 |
| Noninterest income | 295,000 | 585,000 | 875,000 | 1,159,000 |
| Noninterest expense | 767,000 | 1,585,000 | 2,377,000 | 3,180,000 |
| Provision for loan losses | 0 | -273,000 | -273,000 | -199,000 |
| Pretax income | 195,000 | 590,000 | 811,000 | 922,000 |
| Income tax | 80,000 | 237,000 | 326,000 | 362,000 |
| Net income | 115,000 | 353,000 | 485,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,748,000 | 18,985,000 | 19,118,000 | 19,192,000 |
| Total capital | 19,151,000 | 19,425,000 | 19,557,000 | 19,702,000 |
| Risk-weighted assets | 69,345,000 | 78,027,000 | 81,899,000 | 84,696,000 |