Call reports 2014
INTERCONTINENTAL BANK — 2014
What INTERCONTINENTAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 167,017,000 | 155,396,000 | 163,602,000 | 155,355,000 |
| Total loans | 34,143,000 | 34,996,000 | 36,643,000 | 37,818,000 |
| Allowance for loan losses | 264,000 | 566,000 | 567,000 | 565,000 |
| Securities available for sale | 93,990,000 | 86,729,000 | 87,828,000 | 84,997,000 |
| Securities held to maturity | 11,510,000 | 10,371,000 | 17,564,000 | 16,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,488,000 | 135,986,000 | 144,211,000 | 136,282,000 |
| Interest-bearing deposits | 100,253,000 | 93,324,000 | 103,508,000 | 96,394,000 |
| Noninterest-bearing deposits | 47,235,000 | 42,662,000 | 40,702,000 | 39,888,000 |
| Equity capital | 18,207,000 | 18,217,000 | 18,133,000 | 18,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,751,000 | 2,581,000 | 3,418,000 |
| Interest expense | 165,000 | 333,000 | 509,000 | 707,000 |
| Net interest income | 708,000 | 1,418,000 | 2,072,000 | 2,711,000 |
| Noninterest income | 385,000 | 753,000 | 1,129,000 | 1,462,000 |
| Noninterest expense | 745,000 | 1,540,000 | 2,427,000 | 3,320,000 |
| Provision for loan losses | 207,000 | 1,212,000 | 1,212,000 | 1,107,000 |
| Pretax income | 141,000 | -556,000 | -394,000 | -205,000 |
| Income tax | 50,000 | -223,000 | -145,000 | -45,000 |
| Net income | 91,000 | -333,000 | -249,000 | -160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,884,000 | 18,461,000 | 18,544,000 | 18,633,000 |
| Total capital | 19,148,000 | 19,027,000 | 19,111,000 | 19,198,000 |
| Risk-weighted assets | 66,451,000 | 66,222,000 | 74,072,000 | 72,676,000 |