Call reports 2013
INTERCONTINENTAL BANK — 2013
What INTERCONTINENTAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 159,443,000 | 163,496,000 | 163,060,000 | 172,829,000 |
| Total loans | 33,187,000 | 32,853,000 | 34,157,000 | 36,711,000 |
| Allowance for loan losses | 294,000 | 289,000 | 255,000 | 256,000 |
| Securities available for sale | 94,695,000 | 90,278,000 | 94,872,000 | 97,954,000 |
| Securities held to maturity | 17,963,000 | 14,991,000 | 14,163,000 | 11,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,808,000 | 144,660,000 | 143,647,000 | 153,632,000 |
| Interest-bearing deposits | 100,474,000 | 95,492,000 | 96,423,000 | 102,866,000 |
| Noninterest-bearing deposits | 39,334,000 | 49,168,000 | 47,224,000 | 50,766,000 |
| Equity capital | 18,216,000 | 17,513,000 | 17,870,000 | 17,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,613,000 | 2,470,000 | 3,434,000 |
| Interest expense | 157,000 | 307,000 | 466,000 | 632,000 |
| Net interest income | 668,000 | 1,306,000 | 2,004,000 | 2,802,000 |
| Noninterest income | 385,000 | 793,000 | 1,243,000 | 1,761,000 |
| Noninterest expense | 729,000 | 1,452,000 | 2,397,000 | 3,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 305,000 |
| Pretax income | 324,000 | 675,000 | 883,000 | 1,195,000 |
| Income tax | 115,000 | 234,000 | 312,000 | 381,000 |
| Net income | 209,000 | 441,000 | 571,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,188,000 | 18,420,000 | 18,551,000 | 18,793,000 |
| Total capital | 18,482,000 | 18,709,000 | 18,806,000 | 19,049,000 |
| Risk-weighted assets | 68,963,000 | 68,720,000 | 67,399,000 | 70,388,000 |