Call reports 2012
INTERCONTINENTAL BANK — 2012
What INTERCONTINENTAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 156,124,000 | 151,351,000 | 167,933,000 | 168,622,000 |
| Total loans | 21,273,000 | 21,315,000 | 23,324,000 | 27,779,000 |
| Allowance for loan losses | 268,000 | 288,000 | 273,000 | 269,000 |
| Securities available for sale | 7,780,000 | 35,647,000 | 70,835,000 | 75,189,000 |
| Securities held to maturity | 103,582,000 | 80,908,000 | 50,719,000 | 30,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,376,000 | 132,242,000 | 148,590,000 | 149,217,000 |
| Interest-bearing deposits | 110,582,000 | 105,410,000 | 108,375,000 | 106,547,000 |
| Noninterest-bearing deposits | 26,793,000 | 26,833,000 | 40,215,000 | 42,670,000 |
| Equity capital | 17,338,000 | 17,650,000 | 17,961,000 | 18,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,951,000 | 2,831,000 | 3,685,000 |
| Interest expense | 262,000 | 481,000 | 674,000 | 847,000 |
| Net interest income | 715,000 | 1,470,000 | 2,157,000 | 2,838,000 |
| Noninterest income | 380,000 | 762,000 | 1,183,000 | 1,730,000 |
| Noninterest expense | 760,000 | 1,549,000 | 2,374,000 | 3,195,000 |
| Provision for loan losses | 0 | 20,000 | 4,000 | 0 |
| Pretax income | 335,000 | 681,000 | 995,000 | 1,416,000 |
| Income tax | 119,000 | 201,000 | 318,000 | 551,000 |
| Net income | 216,000 | 480,000 | 677,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,330,000 | 17,594,000 | 17,791,000 | 17,979,000 |
| Total capital | 17,598,000 | 17,882,000 | 18,064,000 | 18,248,000 |
| Risk-weighted assets | 48,288,000 | 49,282,000 | 52,221,000 | 62,554,000 |