Call reports 2010
INTERCONTINENTAL BANK — 2010
What INTERCONTINENTAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 148,100,000 | 148,469,000 | 144,246,000 | 142,755,000 |
| Total loans | 14,933,000 | 17,619,000 | 18,162,000 | 18,590,000 |
| Allowance for loan losses | 235,000 | 191,000 | 185,000 | 217,000 |
| Securities available for sale | 11,025,000 | 11,025,000 | 0 | 0 |
| Securities held to maturity | 109,643,000 | 109,805,000 | 107,810,000 | 111,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,550,000 | 126,114,000 | 122,984,000 | 120,702,000 |
| Interest-bearing deposits | 96,533,000 | 99,769,000 | 98,043,000 | 95,082,000 |
| Noninterest-bearing deposits | 30,017,000 | 26,344,000 | 24,941,000 | 25,620,000 |
| Equity capital | 15,607,000 | 15,861,000 | 16,110,000 | 16,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,307,000 | 3,305,000 | 4,332,000 |
| Interest expense | 375,000 | 743,000 | 1,089,000 | 1,420,000 |
| Net interest income | 799,000 | 1,564,000 | 2,216,000 | 2,912,000 |
| Noninterest income | 403,000 | 815,000 | 1,227,000 | 1,614,000 |
| Noninterest expense | 756,000 | 1,506,000 | 2,271,000 | 3,154,000 |
| Provision for loan losses | 55,000 | 95,000 | 115,000 | 150,000 |
| Pretax income | 424,000 | 824,000 | 1,221,000 | 1,484,000 |
| Income tax | 157,000 | 305,000 | 453,000 | 533,000 |
| Net income | 267,000 | 519,000 | 768,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,607,000 | 15,861,000 | 16,110,000 | 16,293,000 |
| Total capital | 15,842,000 | 16,052,000 | 16,295,000 | 16,510,000 |
| Risk-weighted assets | 51,236,000 | 51,453,000 | 48,769,000 | 47,425,000 |