Call reports 2009
INTERCONTINENTAL BANK — 2009
What INTERCONTINENTAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 134,254,000 | 141,858,000 | 147,701,000 | 147,305,000 |
| Total loans | 20,339,000 | 16,310,000 | 16,324,000 | 14,952,000 |
| Allowance for loan losses | 156,000 | 148,000 | 151,000 | 182,000 |
| Securities available for sale | 12,100,000 | 11,550,000 | 11,125,000 | 11,075,000 |
| Securities held to maturity | 92,204,000 | 98,121,000 | 109,426,000 | 109,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,383,000 | 112,566,000 | 119,065,000 | 121,000,000 |
| Interest-bearing deposits | 92,045,000 | 92,906,000 | 96,826,000 | 96,020,000 |
| Noninterest-bearing deposits | 20,337,000 | 19,661,000 | 22,239,000 | 24,979,000 |
| Equity capital | 14,710,000 | 14,986,000 | 15,197,000 | 15,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,482,000 | 3,596,000 | 4,752,000 |
| Interest expense | 473,000 | 938,000 | 1,390,000 | 1,812,000 |
| Net interest income | 822,000 | 1,544,000 | 2,206,000 | 2,940,000 |
| Noninterest income | 390,000 | 818,000 | 1,228,000 | 1,626,000 |
| Noninterest expense | 720,000 | 1,421,000 | 2,151,000 | 3,020,000 |
| Provision for loan losses | 40,000 | 50,000 | 60,000 | 160,000 |
| Pretax income | 496,000 | 938,000 | 1,277,000 | 1,498,000 |
| Income tax | 186,000 | 352,000 | 480,000 | 558,000 |
| Net income | 310,000 | 586,000 | 797,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,710,000 | 14,986,000 | 15,197,000 | 15,340,000 |
| Total capital | 14,866,000 | 15,134,000 | 15,348,000 | 15,522,000 |
| Risk-weighted assets | 53,923,000 | 53,906,000 | 53,674,000 | 51,655,000 |