Call reports 2025
BANK IOWA — 2025
What BANK IOWA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,158,940,000 | 2,226,416,000 | 2,404,450,000 | 2,415,388,000 |
| Total loans | 1,637,339,000 | 1,678,184,000 | 1,753,909,000 | 1,787,781,000 |
| Allowance for loan losses | 22,302,000 | 22,616,000 | 23,180,000 | 23,692,000 |
| Securities available for sale | 354,068,000 | 376,510,000 | 434,773,000 | 433,443,000 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 5,500,000 | 5,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,802,326,000 | 1,813,391,000 | 2,028,090,000 | 2,030,289,000 |
| Interest-bearing deposits | 1,518,649,000 | 1,529,040,000 | 1,746,351,000 | 1,707,535,000 |
| Noninterest-bearing deposits | 283,677,000 | 284,351,000 | 281,739,000 | 322,754,000 |
| Equity capital | 161,880,000 | 174,202,000 | 185,898,000 | 195,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 28,771,000 | 57,585,000 | 88,938,000 | 121,240,000 |
| Interest expense | 11,444,000 | 23,018,000 | 35,372,000 | 47,693,000 |
| Net interest income | 17,327,000 | 34,567,000 | 53,566,000 | 73,547,000 |
| Noninterest income | 2,295,000 | 4,410,000 | 7,390,000 | 10,204,000 |
| Noninterest expense | 12,412,000 | 25,907,000 | 39,684,000 | 54,134,000 |
| Provision for loan losses | 349,000 | 699,000 | 1,548,000 | 2,098,000 |
| Pretax income | 6,872,000 | 12,387,000 | 19,720,000 | 27,563,000 |
| Income tax | 268,000 | 12,000 | 311,000 | 624,000 |
| Net income | 6,604,000 | 12,375,000 | 19,409,000 | 26,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,112,000 | 198,166,000 | 203,301,000 | 208,832,000 |
| Total capital | 220,351,000 | 220,719,000 | 226,419,000 | 232,461,000 |
| Risk-weighted assets | 1,868,603,000 | 1,863,446,000 | 1,938,491,000 | 1,978,527,000 |