Call reports 2020
BANK IOWA — 2020
What BANK IOWA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,481,359,000 | 1,574,705,000 | 1,606,109,000 | 1,670,163,000 |
| Total loans | 1,065,340,000 | 1,152,851,000 | 1,157,419,000 | 1,146,592,000 |
| Allowance for loan losses | 16,032,000 | 17,582,000 | 18,805,000 | 17,595,000 |
| Securities available for sale | 339,326,000 | 352,123,000 | 348,556,000 | 428,121,000 |
| Securities held to maturity | 0 | 0 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,253,794,000 | 1,351,402,000 | 1,383,940,000 | 1,449,185,000 |
| Interest-bearing deposits | 955,848,000 | 1,028,496,000 | 1,030,684,000 | 1,093,766,000 |
| Noninterest-bearing deposits | 297,946,000 | 322,906,000 | 353,256,000 | 355,419,000 |
| Equity capital | 141,357,000 | 148,274,000 | 152,329,000 | 157,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,468,000 | 28,713,000 | 42,556,000 | 57,078,000 |
| Interest expense | 3,034,000 | 5,445,000 | 7,256,000 | 8,710,000 |
| Net interest income | 11,434,000 | 23,268,000 | 35,300,000 | 48,368,000 |
| Noninterest income | 1,997,000 | 6,077,000 | 9,301,000 | 12,906,000 |
| Noninterest expense | 9,318,000 | 19,888,000 | 29,805,000 | 40,305,000 |
| Provision for loan losses | 1,600,000 | 3,100,000 | 4,300,000 | 5,500,000 |
| Pretax income | 2,574,000 | 7,292,000 | 11,700,000 | 16,844,000 |
| Income tax | 123,000 | 353,000 | 570,000 | 820,000 |
| Net income | 2,451,000 | 6,939,000 | 11,130,000 | 16,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,868,000 | 140,189,000 | 141,880,000 | 144,009,000 |
| Total capital | 153,205,000 | 156,028,000 | 157,997,000 | 160,651,000 |
| Risk-weighted assets | 1,226,295,000 | 1,265,436,000 | 1,286,702,000 | 1,330,428,000 |