Call reports 2019
BANK IOWA — 2019
What BANK IOWA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,304,727,000 | 1,341,035,000 | 1,354,619,000 | 1,391,958,000 |
| Total loans | 944,040,000 | 965,160,000 | 979,534,000 | 1,020,356,000 |
| Allowance for loan losses | 14,325,000 | 14,503,000 | 14,651,000 | 14,867,000 |
| Securities available for sale | 287,007,000 | 276,757,000 | 258,926,000 | 268,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,101,448,000 | 1,150,933,000 | 1,188,947,000 | 1,221,066,000 |
| Interest-bearing deposits | 833,984,000 | 891,718,000 | 926,879,000 | 928,668,000 |
| Noninterest-bearing deposits | 267,464,000 | 259,215,000 | 262,068,000 | 292,398,000 |
| Equity capital | 119,570,000 | 123,093,000 | 126,453,000 | 133,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,161,000 | 27,066,000 | 41,314,000 | 55,565,000 |
| Interest expense | 2,899,000 | 6,294,000 | 9,904,000 | 13,279,000 |
| Net interest income | 10,262,000 | 20,772,000 | 31,410,000 | 42,286,000 |
| Noninterest income | 1,505,000 | 3,238,000 | 5,767,000 | 7,865,000 |
| Noninterest expense | 8,220,000 | 17,218,000 | 26,448,000 | 35,981,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,000,000 |
| Pretax income | 3,397,000 | 6,495,000 | 10,268,000 | 13,372,000 |
| Income tax | 165,000 | 315,000 | 498,000 | 648,000 |
| Net income | 3,232,000 | 6,180,000 | 9,770,000 | 12,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,425,000 | 122,373,000 | 124,963,000 | 132,917,000 |
| Total capital | 134,588,000 | 135,805,000 | 138,603,000 | 147,395,000 |
| Risk-weighted assets | 1,051,882,000 | 1,073,543,000 | 1,090,234,000 | 1,157,877,000 |