Call reports 2016
BANK IOWA — 2016
What BANK IOWA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,137,936,000 | 1,143,949,000 | 1,138,315,000 | 1,146,128,000 |
| Total loans | 757,254,000 | 769,060,000 | 782,580,000 | 800,077,000 |
| Allowance for loan losses | 13,126,000 | 13,026,000 | 13,177,000 | 13,223,000 |
| Securities available for sale | 280,539,000 | 269,334,000 | 252,476,000 | 261,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 960,852,000 | 954,343,000 | 956,367,000 | 971,137,000 |
| Interest-bearing deposits | 728,455,000 | 728,144,000 | 726,096,000 | 723,572,000 |
| Noninterest-bearing deposits | 232,397,000 | 226,198,000 | 230,271,000 | 247,565,000 |
| Equity capital | 106,701,000 | 109,093,000 | 111,505,000 | 105,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,250,000 | 20,658,000 | 31,047,000 | 41,521,000 |
| Interest expense | 1,429,000 | 2,894,000 | 4,386,000 | 5,778,000 |
| Net interest income | 8,821,000 | 17,764,000 | 26,661,000 | 35,743,000 |
| Noninterest income | 1,473,000 | 2,936,000 | 4,554,000 | 6,010,000 |
| Noninterest expense | 6,822,000 | 13,828,000 | 20,912,000 | 27,909,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,339,000 | 6,664,000 | 9,946,000 | 13,341,000 |
| Income tax | 156,000 | 312,000 | 486,000 | 658,000 |
| Net income | 3,183,000 | 6,352,000 | 9,460,000 | 12,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,855,000 | 105,524,000 | 107,632,000 | 109,855,000 |
| Total capital | 114,402,000 | 116,164,000 | 118,426,000 | 120,996,000 |
| Risk-weighted assets | 841,206,000 | 848,818,000 | 861,100,000 | 889,234,000 |