Call reports 2015
BANK IOWA — 2015
What BANK IOWA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,152,212,000 | 1,127,625,000 | 1,122,255,000 | 1,134,969,000 |
| Total loans | 741,931,000 | 748,959,000 | 741,728,000 | 755,371,000 |
| Allowance for loan losses | 13,127,000 | 12,932,000 | 13,357,000 | 12,969,000 |
| Securities available for sale | 291,317,000 | 279,959,000 | 275,450,000 | 286,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 971,824,000 | 952,921,000 | 942,403,000 | 959,144,000 |
| Interest-bearing deposits | 737,599,000 | 728,091,000 | 720,599,000 | 718,208,000 |
| Noninterest-bearing deposits | 234,225,000 | 224,830,000 | 221,804,000 | 240,936,000 |
| Equity capital | 105,897,000 | 100,991,000 | 103,653,000 | 103,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,055,000 | 20,321,000 | 30,375,000 | 40,480,000 |
| Interest expense | 1,408,000 | 2,850,000 | 4,331,000 | 5,805,000 |
| Net interest income | 8,647,000 | 17,471,000 | 26,044,000 | 34,675,000 |
| Noninterest income | 1,334,000 | 2,733,000 | 4,054,000 | 4,996,000 |
| Noninterest expense | 6,498,000 | 13,010,000 | 19,984,000 | 26,848,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 3,100,000 | 6,362,000 | 8,850,000 | 11,113,000 |
| Income tax | 143,000 | 296,000 | 453,000 | 541,000 |
| Net income | 2,957,000 | 6,066,000 | 8,397,000 | 10,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,057,000 | 101,166,000 | 101,997,000 | 102,672,000 |
| Total capital | 113,542,000 | 111,719,000 | 112,414,000 | 113,277,000 |
| Risk-weighted assets | 836,211,000 | 841,827,000 | 830,402,000 | 846,028,000 |