Call reports 2013
BANK IOWA — 2013
What BANK IOWA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,164,460,000 | 1,109,007,000 | 1,112,733,000 | 1,107,977,000 |
| Total loans | 649,054,000 | 669,730,000 | 673,072,000 | 707,027,000 |
| Allowance for loan losses | 11,042,000 | 11,157,000 | 10,616,000 | 10,956,000 |
| Securities available for sale | 344,916,000 | 325,998,000 | 319,933,000 | 298,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 997,483,000 | 947,469,000 | 944,525,000 | 939,556,000 |
| Interest-bearing deposits | 820,554,000 | 780,296,000 | 771,778,000 | 758,769,000 |
| Noninterest-bearing deposits | 176,929,000 | 167,173,000 | 172,747,000 | 180,787,000 |
| Equity capital | 97,573,000 | 89,295,000 | 91,552,000 | 92,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,942,000 | 19,994,000 | 30,155,000 | 40,318,000 |
| Interest expense | 1,844,000 | 3,597,000 | 5,264,000 | 6,855,000 |
| Net interest income | 8,098,000 | 16,397,000 | 24,891,000 | 33,463,000 |
| Noninterest income | 1,691,000 | 3,406,000 | 4,658,000 | 5,927,000 |
| Noninterest expense | 6,428,000 | 12,808,000 | 19,135,000 | 25,812,000 |
| Provision for loan losses | 399,000 | 746,000 | 1,126,000 | 1,535,000 |
| Pretax income | 3,094,000 | 6,384,000 | 9,416,000 | 12,187,000 |
| Income tax | 143,000 | 285,000 | 450,000 | 589,000 |
| Net income | 2,951,000 | 6,099,000 | 8,966,000 | 11,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,257,000 | 94,299,000 | 95,870,000 | 96,936,000 |
| Total capital | 102,319,000 | 103,617,000 | 105,238,000 | 106,662,000 |
| Risk-weighted assets | 723,013,000 | 743,660,000 | 748,185,000 | 776,888,000 |