Call reports 2012
BANK IOWA — 2012
What BANK IOWA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,134,492,000 | 1,108,548,000 | 1,113,730,000 | 1,143,978,000 |
| Total loans | 617,899,000 | 614,009,000 | 618,439,000 | 660,444,000 |
| Allowance for loan losses | 10,486,000 | 9,389,000 | 9,687,000 | 10,709,000 |
| Securities available for sale | 313,302,000 | 341,065,000 | 354,797,000 | 350,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 960,556,000 | 932,944,000 | 937,334,000 | 965,585,000 |
| Interest-bearing deposits | 803,783,000 | 782,724,000 | 777,494,000 | 788,995,000 |
| Noninterest-bearing deposits | 156,773,000 | 150,220,000 | 159,840,000 | 176,590,000 |
| Equity capital | 93,582,000 | 96,685,000 | 99,505,000 | 98,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,529,000 | 20,896,000 | 31,217,000 | 41,597,000 |
| Interest expense | 2,375,000 | 4,620,000 | 6,866,000 | 8,853,000 |
| Net interest income | 8,154,000 | 16,276,000 | 24,351,000 | 32,744,000 |
| Noninterest income | 1,553,000 | 2,349,000 | 3,929,000 | 3,921,000 |
| Noninterest expense | 5,990,000 | 11,760,000 | 17,531,000 | 23,409,000 |
| Provision for loan losses | 471,000 | 1,084,000 | 1,594,000 | 2,740,000 |
| Pretax income | 3,252,000 | 5,788,000 | 9,334,000 | 10,714,000 |
| Income tax | 153,000 | 280,000 | 447,000 | 515,000 |
| Net income | 3,099,000 | 5,508,000 | 8,887,000 | 10,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,540,000 | 91,408,000 | 92,628,000 | 92,860,000 |
| Total capital | 98,167,000 | 100,001,000 | 101,376,000 | 102,145,000 |
| Risk-weighted assets | 693,776,000 | 686,669,000 | 698,878,000 | 741,455,000 |