Call reports 2010
BANK IOWA — 2010
What BANK IOWA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,889,000 | 101,822,000 | 102,425,000 | 111,930,000 |
| Total loans | 61,628,000 | 62,476,000 | 63,577,000 | 61,864,000 |
| Allowance for loan losses | 611,000 | 638,000 | 852,000 | 637,000 |
| Securities available for sale | 26,767,000 | 28,285,000 | 27,543,000 | 31,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,831,000 | 88,739,000 | 89,796,000 | 98,044,000 |
| Interest-bearing deposits | 75,385,000 | 72,608,000 | 73,494,000 | 76,215,000 |
| Noninterest-bearing deposits | 16,446,000 | 16,131,000 | 16,302,000 | 21,829,000 |
| Equity capital | 8,596,000 | 8,616,000 | 8,751,000 | 8,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,357,000 | 3,506,000 | 4,711,000 |
| Interest expense | 196,000 | 395,000 | 590,000 | 778,000 |
| Net interest income | 991,000 | 1,962,000 | 2,916,000 | 3,933,000 |
| Noninterest income | 164,000 | 355,000 | 538,000 | 747,000 |
| Noninterest expense | 647,000 | 1,262,000 | 1,854,000 | 2,457,000 |
| Provision for loan losses | 27,000 | 54,000 | 282,000 | 297,000 |
| Pretax income | 481,000 | 1,001,000 | 1,318,000 | 1,926,000 |
| Income tax | 23,000 | 49,000 | 64,000 | 94,000 |
| Net income | 458,000 | 952,000 | 1,254,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,316,000 | 8,266,000 | 8,266,000 | 8,601,000 |
| Total capital | 8,927,000 | 8,904,000 | 9,118,000 | 9,238,000 |
| Risk-weighted assets | 68,068,000 | 68,740,000 | 71,447,000 | 71,340,000 |