Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 68,529,000 | 78,181,000 | 79,408,000 | 80,633,000 |
| Total loans | 51,761,000 | 51,850,000 | 51,754,000 | 59,421,000 |
| Allowance for loan losses | 511,000 | 529,000 | 551,000 | 590,000 |
| Securities available for sale | 7,006,000 | 7,050,000 | 6,747,000 | 6,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,072,000 | 71,417,000 | 72,489,000 | 73,836,000 |
| Interest-bearing deposits | 40,246,000 | 41,073,000 | 41,367,000 | 42,264,000 |
| Noninterest-bearing deposits | 21,826,000 | 30,344,000 | 31,122,000 | 31,572,000 |
| Equity capital | 6,275,000 | 6,548,000 | 6,686,000 | 6,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,776,000 | 2,592,000 | 3,473,000 |
| Interest expense | 133,000 | 239,000 | 334,000 | 424,000 |
| Net interest income | 766,000 | 1,537,000 | 2,258,000 | 3,049,000 |
| Noninterest income | 104,000 | 209,000 | 363,000 | 488,000 |
| Noninterest expense | 724,000 | 1,538,000 | 2,247,000 | 3,040,000 |
| Provision for loan losses | 15,000 | 30,000 | 48,000 | 125,000 |
| Pretax income | 131,000 | 178,000 | 326,000 | 372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 178,000 | 326,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,316,000 | 6,271,000 | 6,419,000 | 6,362,000 |
| Total capital | 6,827,000 | 6,800,000 | 6,970,000 | 6,952,000 |
| Risk-weighted assets | 50,727,000 | 49,399,000 | 48,811,000 | 61,733,000 |