Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 66,681,000 | 70,849,000 | 69,861,000 | 67,577,000 |
| Total loans | 53,396,000 | 53,721,000 | 53,778,000 | 52,993,000 |
| Allowance for loan losses | 532,000 | 552,000 | 562,000 | 567,000 |
| Securities available for sale | 6,735,000 | 6,960,000 | 7,561,000 | 7,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,476,000 | 64,355,000 | 63,282,000 | 60,998,000 |
| Interest-bearing deposits | 41,831,000 | 43,203,000 | 43,920,000 | 41,258,000 |
| Noninterest-bearing deposits | 19,645,000 | 21,152,000 | 19,362,000 | 19,740,000 |
| Equity capital | 5,080,000 | 6,313,000 | 6,351,000 | 6,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,768,000 | 2,711,000 | 3,627,000 |
| Interest expense | 146,000 | 300,000 | 459,000 | 605,000 |
| Net interest income | 724,000 | 1,468,000 | 2,252,000 | 3,022,000 |
| Noninterest income | 94,000 | 220,000 | 331,000 | 434,000 |
| Noninterest expense | 683,000 | 1,424,000 | 2,153,000 | 2,948,000 |
| Provision for loan losses | 20,000 | 25,000 | 35,000 | 35,000 |
| Pretax income | 115,000 | 239,000 | 395,000 | 473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 115,000 | 239,000 | 395,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,093,000 | 6,216,000 | 6,249,000 | 6,264,000 |
| Total capital | 5,625,000 | 6,768,000 | 6,811,000 | 6,831,000 |
| Risk-weighted assets | 50,788,000 | 51,041,000 | 52,589,000 | 50,677,000 |