Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 44,028,000 | 45,925,000 | 45,604,000 | 51,878,000 |
| Total loans | 25,249,000 | 26,038,000 | 27,233,000 | 29,484,000 |
| Allowance for loan losses | 571,000 | 614,000 | 450,000 | 465,000 |
| Securities available for sale | 14,191,000 | 15,739,000 | 14,231,000 | 13,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,726,000 | 40,598,000 | 39,352,000 | 42,653,000 |
| Interest-bearing deposits | 26,000,000 | 26,608,000 | 26,440,000 | 28,436,000 |
| Noninterest-bearing deposits | 12,726,000 | 13,990,000 | 12,912,000 | 14,217,000 |
| Equity capital | 5,177,000 | 5,088,000 | 5,267,000 | 5,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 957,000 | 1,451,000 | 1,947,000 |
| Interest expense | 15,000 | 30,000 | 46,000 | 65,000 |
| Net interest income | 452,000 | 927,000 | 1,405,000 | 1,882,000 |
| Noninterest income | 60,000 | 116,000 | 188,000 | 259,000 |
| Noninterest expense | 459,000 | 937,000 | 1,451,000 | 2,012,000 |
| Provision for loan losses | 0 | 0 | -205,000 | -230,000 |
| Pretax income | 53,000 | 112,000 | 371,000 | 386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 112,000 | 371,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,850,000 | 4,894,000 | 5,040,000 | 4,796,000 |
| Total capital | 5,183,000 | 5,243,000 | 5,403,000 | 5,202,000 |
| Risk-weighted assets | 26,417,000 | 27,707,000 | 28,973,000 | 32,371,000 |