Call reports 2013
CITIZENS NATIONAL BANK OF SOMERSET, THE — 2013
What CITIZENS NATIONAL BANK OF SOMERSET, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 336,494,000 | 325,792,000 | 327,498,000 | 338,884,000 |
| Total loans | 199,895,000 | 196,457,000 | 194,869,000 | 196,353,000 |
| Allowance for loan losses | 3,411,000 | 3,381,000 | 3,364,000 | 3,449,000 |
| Securities available for sale | 117,017,000 | 111,861,000 | 114,600,000 | 121,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,533,000 | 276,018,000 | 276,586,000 | 285,109,000 |
| Interest-bearing deposits | 202,741,000 | 200,413,000 | 200,677,000 | 205,139,000 |
| Noninterest-bearing deposits | 75,792,000 | 75,605,000 | 75,909,000 | 79,970,000 |
| Equity capital | 38,612,000 | 35,828,000 | 33,421,000 | 33,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,209,000 | 6,445,000 | 9,735,000 | 13,029,000 |
| Interest expense | 293,000 | 550,000 | 771,000 | 977,000 |
| Net interest income | 2,916,000 | 5,895,000 | 8,964,000 | 12,052,000 |
| Noninterest income | 816,000 | 1,783,000 | 2,657,000 | 3,578,000 |
| Noninterest expense | 2,567,000 | 5,170,000 | 7,791,000 | 10,834,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,449,000 | 2,835,000 | 4,102,000 | 5,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,449,000 | 2,835,000 | 4,102,000 | 5,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,607,000 | 39,824,000 | 39,481,000 | 40,049,000 |
| Total capital | 42,117,000 | 42,301,000 | 41,957,000 | 42,569,000 |
| Risk-weighted assets | 199,865,000 | 197,286,000 | 197,189,000 | 200,687,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS NATIONAL BANK OF SOMERSET, THE — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.