Call reports 2006
ELGIN STATE BANK — 2006
What ELGIN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,120,000 | 19,649,000 | 18,603,000 | 19,433,000 |
| Total loans | 10,529,000 | 10,525,000 | 10,581,000 | 10,020,000 |
| Allowance for loan losses | 134,000 | 131,000 | 131,000 | 132,000 |
| Securities available for sale | 6,797,000 | 6,439,000 | 6,562,000 | 6,079,000 |
| Securities held to maturity | 809,000 | 706,000 | 706,000 | 852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,483,000 | 18,101,000 | 15,909,000 | 17,694,000 |
| Interest-bearing deposits | 13,464,000 | 13,153,000 | 12,402,000 | 12,774,000 |
| Noninterest-bearing deposits | 4,019,000 | 4,948,000 | 3,507,000 | 4,920,000 |
| Equity capital | 1,573,000 | 1,475,000 | 1,626,000 | 1,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 591,000 | 892,000 | 1,190,000 |
| Interest expense | 86,000 | 173,000 | 275,000 | 373,000 |
| Net interest income | 205,000 | 418,000 | 617,000 | 817,000 |
| Noninterest income | 23,000 | 42,000 | 63,000 | 83,000 |
| Noninterest expense | 199,000 | 384,000 | 569,000 | 771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 76,000 | 111,000 | 129,000 |
| Income tax | 1,000 | 4,000 | 5,000 | 6,000 |
| Net income | 28,000 | 72,000 | 106,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,765,000 | 1,723,000 | 1,757,000 | 1,774,000 |
| Total capital | 1,899,000 | 1,854,000 | 1,888,000 | 1,906,000 |
| Risk-weighted assets | 11,831,000 | 11,994,000 | 11,796,000 | 11,572,000 |
Machine access — free, no API key
Every figure shown here about ELGIN STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.