Call reports 2005
ELGIN STATE BANK — 2005
What ELGIN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 19,447,000 | 19,271,000 | 18,917,000 | 19,458,000 |
| Total loans | 10,121,000 | 10,306,000 | 10,348,000 | 10,247,000 |
| Allowance for loan losses | 146,000 | 141,000 | 145,000 | 139,000 |
| Securities available for sale | 7,253,000 | 7,358,000 | 6,897,000 | 6,858,000 |
| Securities held to maturity | 899,000 | 812,000 | 812,000 | 809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,837,000 | 17,135,000 | 17,014,000 | 17,789,000 |
| Interest-bearing deposits | 14,350,000 | 13,697,000 | 13,674,000 | 13,791,000 |
| Noninterest-bearing deposits | 3,487,000 | 3,438,000 | 3,340,000 | 3,998,000 |
| Equity capital | 1,548,000 | 1,620,000 | 1,603,000 | 1,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 559,000 | 844,000 | 1,140,000 |
| Interest expense | 73,000 | 151,000 | 231,000 | 313,000 |
| Net interest income | 202,000 | 408,000 | 613,000 | 827,000 |
| Noninterest income | 25,000 | 43,000 | 66,000 | 84,000 |
| Noninterest expense | 188,000 | 371,000 | 556,000 | 750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 80,000 | 123,000 | 161,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 37,000 | 76,000 | 117,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,689,000 | 1,660,000 | 1,701,000 | 1,737,000 |
| Total capital | 1,835,000 | 1,801,000 | 1,846,000 | 1,876,000 |
| Risk-weighted assets | 11,816,000 | 11,994,000 | 11,845,000 | 11,841,000 |
Machine access — free, no API key
Every figure shown here about ELGIN STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.