Call reports 2024
STOCK EXCHANGE BANK — 2024
What STOCK EXCHANGE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 80,182,000 | 81,998,000 | 84,524,000 | 86,114,000 |
| Total loans | 67,769,000 | 69,296,000 | 72,867,000 | 74,177,000 |
| Allowance for loan losses | 820,000 | 832,000 | 858,000 | 876,000 |
| Securities available for sale | 7,766,000 | 8,401,000 | 8,304,000 | 7,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,007,000 | 75,644,000 | 74,737,000 | 79,458,000 |
| Interest-bearing deposits | 60,786,000 | 62,650,000 | 63,214,000 | 68,004,000 |
| Noninterest-bearing deposits | 13,221,000 | 12,994,000 | 11,523,000 | 11,454,000 |
| Equity capital | 5,925,000 | 6,096,000 | 6,477,000 | 6,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,406,000 | 3,707,000 | 5,042,000 |
| Interest expense | 448,000 | 884,000 | 1,369,000 | 1,869,000 |
| Net interest income | 725,000 | 1,522,000 | 2,338,000 | 3,173,000 |
| Noninterest income | 61,000 | 107,000 | 240,000 | 297,000 |
| Noninterest expense | 544,000 | 1,148,000 | 1,748,000 | 2,416,000 |
| Provision for loan losses | 0 | 17,000 | 74,000 | 112,000 |
| Pretax income | 230,000 | 458,000 | 750,000 | 936,000 |
| Income tax | 49,000 | 105,000 | 174,000 | 221,000 |
| Net income | 181,000 | 353,000 | 576,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,816,000 | 6,938,000 | 7,114,000 | 7,204,000 |
| Total capital | 7,493,000 | 7,627,000 | 7,787,000 | 7,911,000 |
| Risk-weighted assets | 54,069,000 | 54,966,000 | 53,713,000 | 56,380,000 |