Call reports 2023
STOCK EXCHANGE BANK — 2023
What STOCK EXCHANGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 75,531,000 | 78,994,000 | 80,144,000 | 82,090,000 |
| Total loans | 63,378,000 | 66,838,000 | 64,970,000 | 69,596,000 |
| Allowance for loan losses | 819,000 | 796,000 | 825,000 | 825,000 |
| Securities available for sale | 8,520,000 | 8,228,000 | 7,860,000 | 7,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,591,000 | 67,567,000 | 74,470,000 | 73,963,000 |
| Interest-bearing deposits | 53,925,000 | 54,942,000 | 60,698,000 | 61,259,000 |
| Noninterest-bearing deposits | 13,666,000 | 12,625,000 | 13,772,000 | 12,704,000 |
| Equity capital | 5,818,000 | 5,761,000 | 5,473,000 | 5,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,893,000 | 2,972,000 | 4,142,000 |
| Interest expense | 202,000 | 479,000 | 858,000 | 1,265,000 |
| Net interest income | 708,000 | 1,414,000 | 2,114,000 | 2,877,000 |
| Noninterest income | 85,000 | 165,000 | 201,000 | 258,000 |
| Noninterest expense | 560,000 | 1,158,000 | 1,710,000 | 2,368,000 |
| Provision for loan losses | 12,000 | 88,000 | 136,000 | 136,000 |
| Pretax income | 221,000 | 338,000 | 474,000 | 636,000 |
| Income tax | 52,000 | 86,000 | 130,000 | 134,000 |
| Net income | 169,000 | 252,000 | 344,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,483,000 | 6,509,000 | 6,562,000 | 6,682,000 |
| Total capital | — | 7,192,000 | 7,232,000 | 7,382,000 |
| Risk-weighted assets | — | 54,564,000 | 53,450,000 | 55,929,000 |