Call reports 2022
STOCK EXCHANGE BANK — 2022
What STOCK EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 68,459,000 | 67,291,000 | 70,003,000 | 74,952,000 |
| Total loans | 49,775,000 | 53,680,000 | 58,127,000 | 62,567,000 |
| Allowance for loan losses | 771,000 | 804,000 | 820,000 | 807,000 |
| Securities available for sale | 10,069,000 | 9,317,000 | 8,841,000 | 8,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,677,000 | 61,394,000 | 61,346,000 | 64,754,000 |
| Interest-bearing deposits | 50,737,000 | 49,385,000 | 49,803,000 | 51,403,000 |
| Noninterest-bearing deposits | 11,940,000 | 12,009,000 | 11,543,000 | 13,351,000 |
| Equity capital | 5,716,000 | 5,515,000 | 5,466,000 | 5,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,346,000 | 2,084,000 | 2,945,000 |
| Interest expense | 56,000 | 109,000 | 169,000 | 295,000 |
| Net interest income | 606,000 | 1,237,000 | 1,915,000 | 2,650,000 |
| Noninterest income | 65,000 | 144,000 | 228,000 | 323,000 |
| Noninterest expense | 477,000 | 1,008,000 | 1,548,000 | 2,176,000 |
| Provision for loan losses | 12,000 | 24,000 | 40,000 | 77,000 |
| Pretax income | 182,000 | 354,000 | 560,000 | 718,000 |
| Income tax | 37,000 | 72,000 | 121,000 | 161,000 |
| Net income | 145,000 | 282,000 | 439,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,066,000 | 6,164,000 | 6,283,000 | 6,362,000 |