Call reports 2021
STOCK EXCHANGE BANK — 2021
What STOCK EXCHANGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 66,126,000 | 67,853,000 | 66,167,000 | 67,126,000 |
| Total loans | 46,472,000 | 46,905,000 | 48,423,000 | 51,156,000 |
| Allowance for loan losses | 687,000 | 743,000 | 759,000 | 759,000 |
| Securities available for sale | 8,303,000 | 10,551,000 | 10,677,000 | 10,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,248,000 | 61,635,000 | 59,875,000 | 61,032,000 |
| Interest-bearing deposits | 49,544,000 | 49,113,000 | 48,693,000 | 47,916,000 |
| Noninterest-bearing deposits | 10,704,000 | 12,522,000 | 11,182,000 | 13,116,000 |
| Equity capital | 5,751,000 | 5,992,000 | 6,049,000 | 5,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,250,000 | 1,895,000 | 2,559,000 |
| Interest expense | 69,000 | 135,000 | 193,000 | 252,000 |
| Net interest income | 559,000 | 1,115,000 | 1,702,000 | 2,307,000 |
| Noninterest income | 243,000 | 592,000 | 647,000 | 703,000 |
| Noninterest expense | 488,000 | 952,000 | 1,475,000 | 2,121,000 |
| Provision for loan losses | 0 | 55,000 | 55,000 | 55,000 |
| Pretax income | 314,000 | 700,000 | 826,000 | 841,000 |
| Income tax | 75,000 | 165,000 | 192,000 | 190,000 |
| Net income | 239,000 | 535,000 | 634,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,691,000 | 5,939,000 | 5,990,000 | 5,959,000 |