Call reports 2020
STOCK EXCHANGE BANK — 2020
What STOCK EXCHANGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,458,000 | 61,092,000 | 61,081,000 | 62,632,000 |
| Total loans | 45,553,000 | 46,162,000 | 48,244,000 | 47,889,000 |
| Allowance for loan losses | 752,000 | 765,000 | 836,000 | 651,000 |
| Securities available for sale | 6,201,000 | 6,945,000 | 6,841,000 | 7,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,126,000 | 55,339,000 | 55,425,000 | 56,996,000 |
| Interest-bearing deposits | 41,040,000 | 44,771,000 | 45,862,000 | 46,098,000 |
| Noninterest-bearing deposits | 9,086,000 | 10,568,000 | 9,563,000 | 10,898,000 |
| Equity capital | 5,185,000 | 5,452,000 | 5,534,000 | 5,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,326,000 | 1,995,000 | 2,668,000 |
| Interest expense | 103,000 | 201,000 | 299,000 | 384,000 |
| Net interest income | 566,000 | 1,125,000 | 1,696,000 | 2,284,000 |
| Noninterest income | 52,000 | 141,000 | 191,000 | 232,000 |
| Noninterest expense | 480,000 | 938,000 | 1,413,000 | 1,913,000 |
| Provision for loan losses | 9,000 | 22,000 | 27,000 | 55,000 |
| Pretax income | 129,000 | 353,000 | 494,000 | 595,000 |
| Income tax | 30,000 | 86,000 | 115,000 | 137,000 |
| Net income | 99,000 | 267,000 | 379,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,218,000 | 5,357,000 | 5,433,000 | 5,483,000 |