Call reports 2019
STOCK EXCHANGE BANK — 2019
What STOCK EXCHANGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,113,000 | 54,517,000 | 54,180,000 | 53,328,000 |
| Total loans | 44,370,000 | 46,285,000 | 45,636,000 | 44,584,000 |
| Allowance for loan losses | 691,000 | 710,000 | 741,000 | 743,000 |
| Securities available for sale | 5,668,000 | 5,857,000 | 6,012,000 | 6,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,325,000 | 45,926,000 | 45,698,000 | 47,845,000 |
| Interest-bearing deposits | 39,101,000 | 38,023,000 | 37,625,000 | 39,181,000 |
| Noninterest-bearing deposits | 8,224,000 | 7,903,000 | 8,073,000 | 8,664,000 |
| Equity capital | 4,708,000 | 4,905,000 | 5,026,000 | 5,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,372,000 | 2,084,000 | 2,757,000 |
| Interest expense | 95,000 | 208,000 | 319,000 | 433,000 |
| Net interest income | 597,000 | 1,164,000 | 1,765,000 | 2,324,000 |
| Noninterest income | 54,000 | 101,000 | 136,000 | 170,000 |
| Noninterest expense | 450,000 | 857,000 | 1,325,000 | 1,787,000 |
| Provision for loan losses | 10,000 | 27,000 | 57,000 | 57,000 |
| Pretax income | 191,000 | 381,000 | 519,000 | 650,000 |
| Income tax | 44,000 | 88,000 | 112,000 | 145,000 |
| Net income | 147,000 | 293,000 | 407,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,766,000 | 4,912,000 | 5,026,000 | 5,119,000 |
| Total capital | 5,210,000 | 5,369,000 | 5,478,000 | 5,567,000 |
| Risk-weighted assets | 35,331,000 | 36,339,000 | 35,902,000 | 35,559,000 |