Call reports 2018
STOCK EXCHANGE BANK — 2018
What STOCK EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 52,262,000 | 51,042,000 | 51,603,000 | 53,736,000 |
| Total loans | 43,410,000 | 41,960,000 | 43,513,000 | 45,561,000 |
| Allowance for loan losses | 737,000 | 729,000 | 674,000 | 682,000 |
| Securities available for sale | 6,394,000 | 6,146,000 | 5,881,000 | 5,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,155,000 | 46,141,000 | 46,812,000 | 46,811,000 |
| Interest-bearing deposits | 38,405,000 | 37,873,000 | 39,044,000 | 38,984,000 |
| Noninterest-bearing deposits | 7,750,000 | 8,268,000 | 7,768,000 | 7,827,000 |
| Equity capital | 4,201,000 | 4,334,000 | 4,379,000 | 4,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,230,000 | 1,836,000 | 2,509,000 |
| Interest expense | 60,000 | 128,000 | 203,000 | 286,000 |
| Net interest income | 536,000 | 1,102,000 | 1,633,000 | 2,223,000 |
| Noninterest income | 49,000 | 85,000 | 124,000 | 176,000 |
| Noninterest expense | 451,000 | 854,000 | 1,330,000 | 1,809,000 |
| Provision for loan losses | 31,000 | 46,000 | 51,000 | 81,000 |
| Pretax income | 103,000 | 287,000 | 376,000 | 509,000 |
| Income tax | 23,000 | 66,000 | 86,000 | 123,000 |
| Net income | 80,000 | 221,000 | 290,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,313,000 | 4,453,000 | 4,522,000 | 4,619,000 |
| Total capital | 4,770,000 | 4,923,000 | 4,964,000 | 5,084,000 |
| Risk-weighted assets | 36,283,000 | 37,344,000 | 35,191,000 | 37,059,000 |