Call reports 2017
STOCK EXCHANGE BANK — 2017
What STOCK EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 51,933,000 | 50,326,000 | 50,860,000 | 52,121,000 |
| Total loans | 40,255,000 | 39,910,000 | 41,560,000 | 43,056,000 |
| Allowance for loan losses | 645,000 | 661,000 | 677,000 | 705,000 |
| Securities available for sale | 7,558,000 | 7,394,000 | 7,073,000 | 6,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,920,000 | 45,766,000 | 45,228,000 | 45,745,000 |
| Interest-bearing deposits | 40,645,000 | 37,587,000 | 37,966,000 | 38,380,000 |
| Noninterest-bearing deposits | 7,275,000 | 8,179,000 | 7,262,000 | 7,365,000 |
| Equity capital | 3,880,000 | 4,018,000 | 4,078,000 | 4,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,111,000 | 1,676,000 | 2,265,000 |
| Interest expense | 50,000 | 103,000 | 159,000 | 215,000 |
| Net interest income | 498,000 | 1,008,000 | 1,517,000 | 2,050,000 |
| Noninterest income | 50,000 | 97,000 | 142,000 | 182,000 |
| Noninterest expense | 415,000 | 822,000 | 1,246,000 | 1,700,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 118,000 |
| Pretax income | 123,000 | 258,000 | 373,000 | 415,000 |
| Income tax | 44,000 | 90,000 | 132,000 | 147,000 |
| Net income | 79,000 | 168,000 | 241,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,923,000 | 4,013,000 | 4,085,000 | 4,112,000 |
| Total capital | 4,360,000 | 4,442,000 | 4,529,000 | 4,567,000 |
| Risk-weighted assets | 34,829,000 | 34,132,000 | 35,315,000 | 36,187,000 |