Call reports 2012
STOCK EXCHANGE BANK — 2012
What STOCK EXCHANGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,080,000 | 42,753,000 | 43,959,000 | 44,121,000 |
| Total loans | 14,544,000 | 15,993,000 | 17,942,000 | 20,138,000 |
| Allowance for loan losses | 276,000 | 276,000 | 276,000 | 292,000 |
| Securities available for sale | 21,072,000 | 20,252,000 | 20,910,000 | 18,792,000 |
| Securities held to maturity | 290,000 | 290,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,444,000 | 39,052,000 | 40,074,000 | 40,411,000 |
| Interest-bearing deposits | 33,521,000 | 31,202,000 | 33,009,000 | 33,007,000 |
| Noninterest-bearing deposits | 6,923,000 | 7,851,000 | 7,064,000 | 7,404,000 |
| Equity capital | 3,500,000 | 3,560,000 | 3,670,000 | 3,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 673,000 | 1,028,000 | 1,381,000 |
| Interest expense | 63,000 | 119,000 | 174,000 | 226,000 |
| Net interest income | 273,000 | 554,000 | 854,000 | 1,155,000 |
| Noninterest income | 38,000 | 72,000 | 98,000 | 136,000 |
| Noninterest expense | 321,000 | 663,000 | 979,000 | 1,328,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | -10,000 | 33,000 | 43,000 | 98,000 |
| Income tax | 6,000 | 5,000 | 7,000 | 32,000 |
| Net income | -16,000 | 28,000 | 36,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,261,000 | 3,306,000 | 3,313,000 | 3,342,000 |
| Total capital | 3,489,000 | 3,551,000 | 3,570,000 | 3,619,000 |
| Risk-weighted assets | 18,346,000 | 19,588,000 | 20,550,000 | 22,146,000 |