Call reports 2011
STOCK EXCHANGE BANK — 2011
What STOCK EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,993,000 | 45,205,000 | 42,213,000 | 41,045,000 |
| Total loans | 14,365,000 | 13,981,000 | 13,885,000 | 15,147,000 |
| Allowance for loan losses | 283,000 | 283,000 | 281,000 | 281,000 |
| Securities available for sale | 19,087,000 | 20,872,000 | 23,452,000 | 21,089,000 |
| Securities held to maturity | 519,000 | 519,000 | 520,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,663,000 | 41,631,000 | 37,361,000 | 37,433,000 |
| Interest-bearing deposits | 27,116,000 | 30,330,000 | 31,067,000 | 30,854,000 |
| Noninterest-bearing deposits | 7,546,000 | 11,301,000 | 6,293,000 | 6,579,000 |
| Equity capital | 3,298,000 | 3,484,000 | 3,650,000 | 3,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 698,000 | 1,056,000 | 1,405,000 |
| Interest expense | 71,000 | 145,000 | 220,000 | 290,000 |
| Net interest income | 263,000 | 553,000 | 836,000 | 1,115,000 |
| Noninterest income | 41,000 | 70,000 | 98,000 | 130,000 |
| Noninterest expense | 291,000 | 575,000 | 916,000 | 1,275,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 7,000 | 51,000 | 38,000 | 9,000 |
| Income tax | 1,000 | 9,000 | 4,000 | 6,000 |
| Net income | 6,000 | 42,000 | 34,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,280,000 | 3,315,000 | 3,311,000 | 3,276,000 |
| Total capital | 3,508,000 | 3,543,000 | 3,540,000 | 3,506,000 |
| Risk-weighted assets | 18,260,000 | 18,151,000 | 18,239,000 | 18,322,000 |