Call reports 2026
LOVELADY STATE BANK — 2026
What LOVELADY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 53,662,000 | 52,503,000 |
| Total loans | 23,575,000 | 23,565,000 |
| Allowance for loan losses | 336,000 | 336,000 |
| Securities available for sale | 8,362,000 | 9,315,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 46,201,000 | 44,874,000 |
| Interest-bearing deposits | 31,636,000 | 29,923,000 |
| Noninterest-bearing deposits | 14,565,000 | 14,951,000 |
| Equity capital | 6,516,000 | 6,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 657,000 | 1,338,000 |
| Interest expense | 135,000 | 260,000 |
| Net interest income | 522,000 | 1,078,000 |
| Noninterest income | 195,000 | 219,000 |
| Noninterest expense | 569,000 | 979,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 148,000 | 318,000 |
| Income tax | 0 | 0 |
| Net income | 148,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,697,000 | 6,802,000 |
| Total capital | 7,033,000 | 7,138,000 |
| Risk-weighted assets | 29,084,000 | 29,066,000 |