Call reports 2022
LOVELADY STATE BANK — 2022
What LOVELADY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 57,477,000 | 56,440,000 | 57,053,000 | 55,113,000 |
| Total loans | 21,526,000 | 20,632,000 | 21,242,000 | 21,162,000 |
| Allowance for loan losses | 292,000 | 291,000 | 303,000 | 313,000 |
| Securities available for sale | 11,405,000 | 11,734,000 | 11,394,000 | 11,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,922,000 | 51,366,000 | 51,939,000 | 50,020,000 |
| Interest-bearing deposits | 35,302,000 | 33,217,000 | 32,866,000 | 31,806,000 |
| Noninterest-bearing deposits | 16,620,000 | 18,149,000 | 19,073,000 | 18,214,000 |
| Equity capital | 5,182,000 | 4,660,000 | 4,662,000 | 4,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 876,000 | 1,380,000 | 1,955,000 |
| Interest expense | 20,000 | 43,000 | 71,000 | 116,000 |
| Net interest income | 407,000 | 833,000 | 1,309,000 | 1,839,000 |
| Noninterest income | 82,000 | 167,000 | 252,000 | 347,000 |
| Noninterest expense | 401,000 | 805,000 | 1,211,000 | 1,710,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 88,000 | 195,000 | 340,000 | 456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 195,000 | 340,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,229,000 | 5,336,000 | 5,481,000 | 5,399,000 |
| Total capital | 5,521,000 | 5,627,000 | 5,784,000 | 5,712,000 |
| Risk-weighted assets | 30,135,000 | 29,260,000 | 29,726,000 | 29,230,000 |