Call reports 2021
LOVELADY STATE BANK — 2021
What LOVELADY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 52,895,000 | 53,462,000 | 54,977,000 | 56,368,000 |
| Total loans | 23,256,000 | 23,566,000 | 23,399,000 | 22,500,000 |
| Allowance for loan losses | 307,000 | 297,000 | 291,000 | 294,000 |
| Securities available for sale | 9,293,000 | 10,309,000 | 10,138,000 | 11,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,298,000 | 47,795,000 | 49,262,000 | 50,853,000 |
| Interest-bearing deposits | 33,021,000 | 31,921,000 | 33,082,000 | 34,631,000 |
| Noninterest-bearing deposits | 14,277,000 | 15,874,000 | 16,180,000 | 16,222,000 |
| Equity capital | 5,349,000 | 5,365,000 | 5,372,000 | 5,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 847,000 | 1,279,000 | 1,699,000 |
| Interest expense | 24,000 | 46,000 | 67,000 | 86,000 |
| Net interest income | 400,000 | 801,000 | 1,212,000 | 1,613,000 |
| Noninterest income | 66,000 | 148,000 | 266,000 | 364,000 |
| Noninterest expense | 396,000 | 804,000 | 1,215,000 | 1,705,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 70,000 | 145,000 | 258,000 | 267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 145,000 | 258,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,163,000 | 5,238,000 | 5,263,000 | 5,141,000 |