Call reports 2020
LOVELADY STATE BANK — 2020
What LOVELADY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 44,626,000 | 47,357,000 | 47,778,000 | 49,283,000 |
| Total loans | 22,013,000 | 22,349,000 | 22,332,000 | 22,465,000 |
| Allowance for loan losses | 309,000 | 305,000 | 304,000 | 307,000 |
| Securities available for sale | 8,056,000 | 9,835,000 | 6,114,000 | 6,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,310,000 | 41,813,000 | 42,171,000 | 43,740,000 |
| Interest-bearing deposits | 27,876,000 | 28,016,000 | 27,841,000 | 29,585,000 |
| Noninterest-bearing deposits | 11,434,000 | 13,797,000 | 14,330,000 | 14,155,000 |
| Equity capital | 5,155,000 | 5,362,000 | 5,406,000 | 5,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 882,000 | 1,304,000 | 1,724,000 |
| Interest expense | 39,000 | 71,000 | 96,000 | 120,000 |
| Net interest income | 375,000 | 811,000 | 1,208,000 | 1,604,000 |
| Noninterest income | 68,000 | 139,000 | 212,000 | 294,000 |
| Noninterest expense | 361,000 | 766,000 | 1,152,000 | 1,617,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | 82,000 | 184,000 | 265,000 | 278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 184,000 | 265,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,139,000 | 5,242,000 | 5,212,000 | 5,093,000 |