Call reports 2019
LOVELADY STATE BANK — 2019
What LOVELADY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,962,000 | 43,299,000 | 44,099,000 | 45,053,000 |
| Total loans | 23,657,000 | 23,444,000 | 22,683,000 | 22,313,000 |
| Allowance for loan losses | 346,000 | 336,000 | 300,000 | 308,000 |
| Securities available for sale | 9,981,000 | 9,022,000 | 9,015,000 | 7,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,979,000 | 38,090,000 | 38,825,000 | 39,842,000 |
| Interest-bearing deposits | 28,759,000 | 26,535,000 | 26,643,000 | 28,368,000 |
| Noninterest-bearing deposits | 12,220,000 | 11,555,000 | 12,182,000 | 11,474,000 |
| Equity capital | 4,923,000 | 5,149,000 | 5,174,000 | 5,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 961,000 | 1,490,000 | 1,974,000 |
| Interest expense | 48,000 | 90,000 | 127,000 | 164,000 |
| Net interest income | 457,000 | 871,000 | 1,363,000 | 1,810,000 |
| Noninterest income | 77,000 | 164,000 | 253,000 | 341,000 |
| Noninterest expense | 357,000 | 669,000 | 1,088,000 | 1,557,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 20,000 |
| Pretax income | 177,000 | 361,000 | 523,000 | 574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 361,000 | 523,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,947,000 | 5,131,000 | 5,161,000 | 5,058,000 |
| Total capital | 5,284,000 | 5,461,000 | 5,461,000 | 5,366,000 |
| Risk-weighted assets | 26,996,000 | 26,441,000 | 26,201,000 | 25,966,000 |