Call reports 2018
LOVELADY STATE BANK — 2018
What LOVELADY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,265,000 | 48,565,000 | 47,313,000 | 48,185,000 |
| Total loans | 23,595,000 | 23,623,000 | 23,969,000 | 23,709,000 |
| Allowance for loan losses | 336,000 | 324,000 | 317,000 | 330,000 |
| Securities available for sale | 11,205,000 | 11,186,000 | 11,159,000 | 11,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,667,000 | 43,825,000 | 42,530,000 | 43,439,000 |
| Interest-bearing deposits | 28,872,000 | 30,287,000 | 28,153,000 | 29,563,000 |
| Noninterest-bearing deposits | 12,795,000 | 13,538,000 | 14,377,000 | 13,876,000 |
| Equity capital | 4,553,000 | 4,698,000 | 4,739,000 | 4,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 927,000 | 1,381,000 | 1,900,000 |
| Interest expense | 46,000 | 88,000 | 124,000 | 172,000 |
| Net interest income | 417,000 | 839,000 | 1,257,000 | 1,728,000 |
| Noninterest income | 73,000 | 161,000 | 243,000 | 343,000 |
| Noninterest expense | 352,000 | 693,000 | 1,013,000 | 1,473,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 40,000 |
| Pretax income | 138,000 | 297,000 | 467,000 | 558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 297,000 | 467,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,635,000 | 4,794,000 | 4,832,000 | 4,770,000 |
| Total capital | 4,971,000 | 5,118,000 | 5,149,000 | 5,100,000 |
| Risk-weighted assets | 27,544,000 | 28,267,000 | 27,851,000 | 27,793,000 |