Call reports 2017
LOVELADY STATE BANK — 2017
What LOVELADY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,830,000 | 43,894,000 | 46,341,000 | 48,160,000 |
| Total loans | 22,929,000 | 23,893,000 | 23,455,000 | 23,303,000 |
| Allowance for loan losses | 327,000 | 331,000 | 333,000 | 337,000 |
| Securities available for sale | 12,281,000 | 12,326,000 | 12,316,000 | 12,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,484,000 | 39,358,000 | 41,784,000 | 43,696,000 |
| Interest-bearing deposits | 27,819,000 | 26,486,000 | 29,276,000 | 31,287,000 |
| Noninterest-bearing deposits | 12,665,000 | 12,872,000 | 12,508,000 | 12,409,000 |
| Equity capital | 4,309,000 | 4,473,000 | 4,499,000 | 4,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 908,000 | 1,389,000 | 1,863,000 |
| Interest expense | 38,000 | 72,000 | 107,000 | 155,000 |
| Net interest income | 397,000 | 836,000 | 1,282,000 | 1,708,000 |
| Noninterest income | 81,000 | 159,000 | 255,000 | 337,000 |
| Noninterest expense | 380,000 | 789,000 | 1,154,000 | 1,513,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 98,000 | 206,000 | 363,000 | 512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 206,000 | 363,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,369,000 | 4,477,000 | 4,502,000 | 4,497,000 |
| Total capital | 4,696,000 | 4,808,000 | 4,835,000 | 4,834,000 |
| Risk-weighted assets | 26,613,000 | 27,332,000 | 27,634,000 | 28,010,000 |