Call reports 2014
LOVELADY STATE BANK — 2014
What LOVELADY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 43,912,000 | 44,928,000 | 45,926,000 | 49,054,000 |
| Total loans | 21,811,000 | 21,979,000 | 21,579,000 | 21,040,000 |
| Allowance for loan losses | 414,000 | 392,000 | 343,000 | 343,000 |
| Securities available for sale | 5,165,000 | 6,150,000 | 4,087,000 | 7,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,766,000 | 40,671,000 | 41,749,000 | 44,970,000 |
| Interest-bearing deposits | 29,816,000 | 29,819,000 | 29,483,000 | 32,033,000 |
| Noninterest-bearing deposits | 9,950,000 | 10,852,000 | 12,266,000 | 12,937,000 |
| Equity capital | 4,101,000 | 4,214,000 | 4,124,000 | 4,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 829,000 | 1,233,000 | 1,652,000 |
| Interest expense | 54,000 | 110,000 | 165,000 | 222,000 |
| Net interest income | 347,000 | 719,000 | 1,068,000 | 1,430,000 |
| Noninterest income | 76,000 | 154,000 | 223,000 | 310,000 |
| Noninterest expense | 323,000 | 656,000 | 1,035,000 | 1,398,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 20,000 |
| Pretax income | 100,000 | 212,000 | 266,000 | 322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 212,000 | 266,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,212,000 | 4,134,000 | 4,058,000 |
| Total capital | 4,397,000 | 4,510,000 | 4,432,000 | 4,359,000 |
| Risk-weighted assets | 23,676,000 | 23,764,000 | 23,758,000 | 24,074,000 |