Call reports 2011
LOVELADY STATE BANK — 2011
What LOVELADY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,720,000 | 36,228,000 | 38,877,000 | 38,905,000 |
| Total loans | 21,574,000 | 21,364,000 | 21,638,000 | 22,177,000 |
| Allowance for loan losses | 399,000 | 389,000 | 378,000 | 372,000 |
| Securities available for sale | 2,078,000 | 2,057,000 | 2,018,000 | 2,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,920,000 | 32,303,000 | 34,926,000 | 35,073,000 |
| Interest-bearing deposits | 22,581,000 | 23,580,000 | 24,471,000 | 24,876,000 |
| Noninterest-bearing deposits | 8,339,000 | 8,723,000 | 10,455,000 | 10,197,000 |
| Equity capital | 3,631,000 | 3,741,000 | 3,762,000 | 3,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 822,000 | 1,256,000 | 1,690,000 |
| Interest expense | 64,000 | 127,000 | 188,000 | 246,000 |
| Net interest income | 353,000 | 695,000 | 1,068,000 | 1,444,000 |
| Noninterest income | 75,000 | 149,000 | 226,000 | 297,000 |
| Noninterest expense | 320,000 | 641,000 | 947,000 | 1,299,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 78,000 | 163,000 | 307,000 | 402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 163,000 | 307,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,596,000 | 3,681,000 | 3,692,000 | 3,632,000 |
| Total capital | 3,877,000 | 3,966,000 | 3,985,000 | 3,925,000 |
| Risk-weighted assets | 22,389,000 | 22,681,000 | 23,344,000 | 23,338,000 |