Call reports 2005
LOVELADY STATE BANK — 2005
What LOVELADY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 27,023,000 | 27,170,000 | 28,040,000 | 28,601,000 |
| Total loans | 17,560,000 | 17,669,000 | 17,613,000 | 17,369,000 |
| Allowance for loan losses | 314,000 | 355,000 | 337,000 | 322,000 |
| Securities available for sale | 3,726,000 | 3,711,000 | 3,708,000 | 3,685,000 |
| Securities held to maturity | 200,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,798,000 | 23,883,000 | 24,760,000 | 25,374,000 |
| Interest-bearing deposits | 17,968,000 | 17,738,000 | 17,516,000 | 18,878,000 |
| Noninterest-bearing deposits | 5,830,000 | 6,145,000 | 7,244,000 | 6,496,000 |
| Equity capital | 3,123,000 | 3,196,000 | 3,181,000 | 3,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 824,000 | 1,245,000 | 1,695,000 |
| Interest expense | 80,000 | 163,000 | 256,000 | 359,000 |
| Net interest income | 314,000 | 661,000 | 989,000 | 1,336,000 |
| Noninterest income | 95,000 | 160,000 | 226,000 | 321,000 |
| Noninterest expense | 271,000 | 546,000 | 814,000 | 1,142,000 |
| Provision for loan losses | 28,000 | 58,000 | 78,000 | 98,000 |
| Pretax income | 110,000 | 217,000 | 323,000 | 417,000 |
| Income tax | 34,000 | 64,000 | 98,000 | 131,000 |
| Net income | 76,000 | 153,000 | 225,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,143,000 | 3,220,000 | 3,204,000 | 3,177,000 |
| Total capital | 3,376,000 | 3,453,000 | 3,440,000 | 3,412,000 |
| Risk-weighted assets | 18,564,000 | 18,349,000 | 18,794,000 | 18,706,000 |
Machine access — free, no API key
Every figure shown here about LOVELADY STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.