Call reports 2025
ARMSTRONG BANK — 2025
What ARMSTRONG BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,473,491,000 | 2,470,755,000 | 2,529,180,000 | 2,671,503,000 |
| Total loans | 1,649,349,000 | 1,734,198,000 | 1,815,182,000 | 1,943,145,000 |
| Allowance for loan losses | 17,255,000 | 17,779,000 | 18,412,000 | 21,099,000 |
| Securities available for sale | 600,095,000 | 556,193,000 | 553,389,000 | 533,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,289,150,000 | 2,290,981,000 | 2,318,212,000 | 2,422,129,000 |
| Interest-bearing deposits | 1,707,411,000 | 1,681,927,000 | 1,681,940,000 | 1,795,269,000 |
| Noninterest-bearing deposits | 581,739,000 | 609,054,000 | 636,272,000 | 626,860,000 |
| Equity capital | 170,523,000 | 165,471,000 | 195,330,000 | 205,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,493,000 | 65,234,000 | 99,962,000 | 136,123,000 |
| Interest expense | 12,766,000 | 25,140,000 | 37,200,000 | 49,305,000 |
| Net interest income | 18,727,000 | 40,094,000 | 62,762,000 | 86,818,000 |
| Noninterest income | 5,451,000 | 10,988,000 | 21,083,000 | 27,449,000 |
| Noninterest expense | 16,774,000 | 33,737,000 | 51,317,000 | 71,616,000 |
| Provision for loan losses | 732,000 | 1,462,000 | 2,284,000 | 5,395,000 |
| Pretax income | 6,668,000 | 15,876,000 | 29,819,000 | 36,482,000 |
| Income tax | 707,000 | 1,892,000 | 4,192,000 | 4,942,000 |
| Net income | 5,961,000 | 13,984,000 | 25,627,000 | 31,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,180,000 | 259,899,000 | 271,233,000 | 277,212,000 |
| Total capital | 270,151,000 | 278,393,000 | 290,716,000 | 299,069,000 |
| Risk-weighted assets | 1,760,733,000 | 1,838,658,000 | 1,908,697,000 | 2,017,136,000 |