Call reports 2019
ARMSTRONG BANK — 2019
What ARMSTRONG BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,021,652,000 | 1,021,002,000 | 1,025,443,000 | 989,917,000 |
| Total loans | 722,365,000 | 719,426,000 | 720,088,000 | 741,787,000 |
| Allowance for loan losses | 7,854,000 | 8,173,000 | 8,532,000 | 8,870,000 |
| Securities available for sale | 121,493,000 | 148,074,000 | 153,411,000 | 146,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 900,790,000 | 893,039,000 | 892,020,000 | 865,751,000 |
| Interest-bearing deposits | 631,053,000 | 627,648,000 | 626,039,000 | 564,384,000 |
| Noninterest-bearing deposits | 269,737,000 | 265,391,000 | 265,981,000 | 301,367,000 |
| Equity capital | 113,029,000 | 119,582,000 | 123,320,000 | 115,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,529,000 | 25,369,000 | 38,412,000 | 51,416,000 |
| Interest expense | 2,171,000 | 4,608,000 | 7,031,000 | 9,374,000 |
| Net interest income | 10,358,000 | 20,761,000 | 31,381,000 | 42,042,000 |
| Noninterest income | 3,466,000 | 6,989,000 | 10,807,000 | 14,574,000 |
| Noninterest expense | 9,049,000 | 18,306,000 | 27,216,000 | 36,619,000 |
| Provision for loan losses | 689,000 | 1,387,000 | 2,104,000 | 3,105,000 |
| Pretax income | 4,302,000 | 8,352,000 | 13,166,000 | 17,341,000 |
| Income tax | 784,000 | 1,464,000 | 2,331,000 | 3,385,000 |
| Net income | 3,518,000 | 6,888,000 | 10,835,000 | 13,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,164,000 | 101,330,000 | 103,477,000 | 95,808,000 |
| Total capital | 106,041,000 | 109,527,000 | 112,033,000 | 104,703,000 |
| Risk-weighted assets | 719,824,000 | 734,097,000 | 731,860,000 | 753,515,000 |